Benefits

Learn about the current benefit choices.

Medical insurance options*

Eligibility: Full-time employees routinely scheduled for at least 60 work hours biweekly are eligible for the employer-provided benefit. Employees routinely scheduled for at least 30 hours, but not more than 59 hours biweekly (part-time), may purchase this benefit with pretax dollars.

Who pays: Liberty Hospital pays the majority of the cost for full-time employees. You may select from the following coverage options:

  • Single coverage.
  • Employee and spouse.
  • Employee and children.
  • Family coverage.

What you receive: You may choose from three different plans. These are PPO plans that allow you to select your physician from a list of network providers. There are no referral requirements. All plans offer a prescription drug card.

Dental insurance options*

Eligibility: Employees routinely scheduled for 30 hours or more biweekly.

Who pays: Liberty Hospital pays a portion of the cost. You may select from the following coverage options:

  • Single coverage.
  • Employee and spouse.
  • Employee and children.
  • Family coverage.

What you receive: You may choose from two different plans. One plan offers an orthodontic benefit. All plans cover 100 percent of the cost of routine dental maintenance. Deductible and co-insurance apply to restorative dental services.

Vision care plan*

Eligibility: Employees routinely scheduled 30 hours or more biweekly.

Who pays: You pay the premium cost through pretax payroll deduction.

What you receive: Provides coverage for eye exams and the purchase of eyewear for you and your family.

Flexible spending accounts*

Eligibility: Employees routinely scheduled 30 hours or more biweekly.

Who pays: You may defer pretax earnings to pay for eligible medical expenses or work-related dependent care expenses.

What you receive: The ability to utilize pretax earnings to purchase eligible goods and services.

Term life insurance and accidental death and dismemberment insurance*

Eligibility: Full-time employees routinely scheduled at least 60 hours biweekly.

Who pays: Liberty Hospital pays 100 percent of the cost of the base benefit. Employees may purchase additional coverage at competitive group rates.

What you receive: A $50,000 term life insurance benefit which pays $100,000 in the event of an accidental death. You may purchase an additional $50,000, $100,000, $150,000 or $200,000 of term life coverage.

Term life insurance for spouse and children*

Eligibility: Full-time employees routinely scheduled at least 60 hours biweekly.

Who pays: Liberty Hospital pays 100 percent of the cost of the base benefit. Employees may purchase additional coverage at competitive group rates.

What you receive: A $2,000 term life insurance benefit on your spouse. You may purchase an additional $10,000, $15,000 or $25,000 policy. A $1,000 term life insurance benefit on each eligible child. You may purchase an additional $5,000 or $10,000 benefit.

Long-term disability*

Eligibility: Employees routinely scheduled for at least 60 hours biweekly.

Who pays: Liberty Hospital pays 100 percent of the cost of the base benefit. Employees may purchase additional coverage.

What you receive: Income protection in the event you are disabled. The base benefit provides a monthly benefit of 50 percent of wages to a maximum of $1,000 per month. Employees may pay extra for a 60 percent monthly benefit with a $7,500 monthly maximum. Benefit payments commence the 91st day after the disabling injury/illness.

Short-term disability*

Eligibility: Employees routinely scheduled 30 hours or more biweekly.

Who pays: You pay the biweekly premium cost.

What you receive: Can help replace a portion of your salary in the event of a covered sickness or off-the-job accident.

Accident insurance

Eligibility: Employees routinely scheduled 30 hours or more biweekly.

Who pays: You pay the biweekly premium cost.

What you receive: Pays you cash to help with out-of-pocket costs due to an accidental injury.

Critical illness insurance*

Eligibility: Employees routinely scheduled 30 hours or more biweekly.

Who pays: You pay the biweekly premium cost.

What you receive: Lump sum benefit upon initial diagnosis of a covered illness. Benefits may be used for any purpose chosen, such as to help pay for the nonmedical costs associated with catastrophic illnesses: lost wages, rehabilitation, family care and transportation.

Supplemental life insurance*

Eligibility: Employees routinely scheduled at least 30 hours biweekly.

Who pays: You pay 100 percent of the cost.

What you receive: Individually issued whole life insurance policies. Coverage is available for you, your spouse or your children/grandchildren.

Retirement plan

Eligibility: Employees who have completed a year of service that includes at least 1,000 hours (20 hours per week).

What you receive: Liberty Hospital’s contributions are made, primarily in the form of a matching contribution. In order to receive matching contributions, you must contribute to the retirement plan. Those contributions are fully vested after three years of service. Your contributions are always fully vested.

Paid days off (PDO)

Eligibility: Full- and part-time employees are eligible to use accumulated hours after 90 days of employment.

Who pays: Liberty Hospital pays the full cost of this benefit.

What you receive: You may take time away from work for personal business, illness, holidays and vacation. Full-time employees (80 hours biweekly) accrue 23.5 8-hour shifts in a year. Accrual rates increase with length of service. Part-time employees earn prorated hours for each hour worked. A person working half-time (40 hours biweekly) will accrue approximately three work weeks of time off in a year.

Extended illness bank (EIB)

Eligibility: Full-time employees routinely scheduled at least 60 hours biweekly.

Who pays: Liberty Hospital pays 100 percent of the cost of this benefit.

What you receive: Paid time off for illnesses that exceed 36 scheduled hours in duration. Shorter absences due to illness are covered by the PDO benefit (see above). Full-time employees (80 hours biweekly) accrue 48 hours of EIB each year.

Educational assistance

Eligibility: Full- and part-time employees.

Who pays: Liberty Hospital pays 75 percent of eligible expenses at enrollment/registration and reimburses 25 percent upon completion.

What you receive: Payment for undergraduate or graduate course work. Also covers some types of continuing education and certification expense.

Employee assistance program (EAP)

Eligibility: All employees.

Who pays: Liberty Hospital pays 100 percent of the cost.

What you receive: The EAP offers employees and their immediate family members confidential, short-term counseling services for personal problems.

Leave of absence (LOA)

Eligibility: Varies, depending on type of leave.

Who pays: Liberty Hospital pays 100 percent of the cost of PDO or EIB hours that may be allocated to employees on LOA.

What you receive:

  • Family and medical leave (FMLA).
  • Personal leave.
  • Military leave.

Direct deposit

Eligibility: All employees.

Who pays: Liberty Hospital pays 100 percent of the cost.

What you receive: Biweekly, on Friday morning, your paycheck is transferred electronically to your bank.

Credit union

Eligibility: All employees.

Who pays: No cost.

What you receive: Payroll deduction and automatic deposits can be made to one of two available credit unions.

Employee discounts

Eligibility: All employees.

Who pays: You pay 100 percent of the cost.

What you receive: You may purchase discounted tickets to area attractions. Food items purchased in the cafeteria are also discounted.

Jury duty

Eligibility: All employees.

Who pays: Liberty Hospital pays 100 percent of the cost.

What you receive: Your regular wages for hours missed due to jury duty.

Workers' compensation

Eligibility: All employees.

Who pays: Liberty Hospital pays 100 percent of the cost.

What you receive: Payment up to 66.66 percent of gross pay for work time lost due to work related injury/illness.

* Benefit starts the first of the month following your first day of employment. The complete terms and conditions governing these benefits are available in this downloadable PDF or in the human resources department. Phone 816.792.7008.

We offer a comprehensive employee benefits package that begins the first of the month after your first day of employment. Above, employees enjoy a picnic celebration for being named Best Hospital in the Northland in 2015. Liberty Hospital also was voted Best Place to Work in the Northland (50+ employees) for 2015.

Liberty Hospital | 2525 Glenn Hendren Drive | Liberty, MO 64068 | 816.781.7200